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clevorana

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Simplify multiple accounts into one clear view
Track spending patterns across all your finances
Explore Programs

Budget Consolidation Workshops for Real Results

Learn practical methods that actually work in everyday money management.

We run workshops throughout the year. The next group starts September 2025 in Hobart. These aren't lectures where someone talks at you for hours. You'll work through your own budget alongside others who are sorting out similar challenges.

Most people finish with a clearer picture of where their money goes and how to redirect it. Not magic tricks or quick fixes – just solid approaches you can use right away.

Workshop participants collaborating on budget consolidation strategies

How the Program Breaks Down

Foundation Phase

Weeks 1-3

You'll map out your current situation. All the accounts, debts, recurring payments. This part can feel tedious, but it's where most people discover money they forgot about or expenses they didn't realise had crept up.

Consolidation Phase

Weeks 4-7

Here's where we look at what can be combined, simplified, or eliminated. You'll work with actual consolidation tools and see what makes sense for your specific mix of accounts and obligations.

Maintenance Phase

Weeks 8-10

Building routines that stick. Weekly check-ins become habits. You'll set up systems that don't require constant attention but keep things from sliding back into chaos.

Learning Formats We Offer

Weekend Intensive
Weekly Sessions
Live group work
Personal budget review
Peer collaboration
Time commitment
Two full weekends
10 Tuesday evenings
Best suited for
Quick immersion
Gradual adjustment
Collaborative learning environment with participants working together

Group Size Matters

We keep sessions to 12-15 people. Small enough that everyone gets individual attention, large enough to hear different perspectives.

Learning Alongside Others Who Get It

Budgeting feels lonely when you're doing it by yourself. In workshops, you'll meet people dealing with similar headaches – too many accounts, confusing statements, debt that won't seem to budge.

  • Share strategies that worked (or didn't) in your own situation without judgment
  • Get feedback from people who aren't family members with opinions about your spending
  • See how others handle the same consolidation challenges you're facing
  • Build connections with people who understand the stress of messy finances
  • Work through exercises together so you're not stuck figuring everything out alone

Past participants often say the group aspect made them actually follow through. When you know others are working on the same goals, it's easier to stay consistent.

Who Leads These Sessions

Our instructors have spent years helping Tasmanians untangle complicated budgets. They've seen every type of financial mess and know what practical solutions actually hold up over time.

Instructor Freya Lindqvist

Freya Lindqvist

Budget Consolidation Specialist

Freya ran her own bookkeeping practice before shifting to education. She's particularly good at helping people who have accounts scattered across multiple banks and credit cards they've lost track of.

Instructor Siobhan Rafferty

Siobhan Rafferty

Debt Management Advisor

Siobhan worked in community financial counselling for eight years. She understands the emotional weight of debt and approaches consolidation with both practical tools and realistic expectations.

Ready to Sort Out Your Budget?

The autumn intake begins September 15th, 2025. We're taking registrations through July, though spots typically fill by mid-August.

Sessions run either Tuesday evenings (6:30-8:30pm) or Saturday mornings (9am-1pm)

Register Your Interest